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The best bank and financial institution loans, but without being reliant on them. Available 24 hours / 365 days, online and free.

Be free. An independent loan, without opening new bank accounts or being linked to a bank. And from 6.95% NIR (7.11% APR).

Be unique. Choose the amount and monthly payment so that the loan fits your needs.

Be practical. In 3 minutes, and without leaving Fintonic, you’ll have the financing that YOU WANT.

Our independence benefits you

Because we search for the best options for you, without you having to open any account or change bank.


Loans WITH everything you need, but WITHOUT

Fees, paperwork, small print, agents, links to the bank, opening new bank accounts, bundled products.


Our business model consists of helping users find products that suit them best from among over 50 leading companies.

FIntonic makes money by charging companies when users purchase products, we never charge users. And in all cases, we never share personal information with third parties.