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“Llevo bastantes años usando la App y estoy más que encantada. Mucha personalización a la hora de organizar tus movimientos y controlar tus gastos.”


“Me ayudaron a conseguir un préstamo y pude reformar mi casa tal cual la soñé.
Me encantó la App, es de gran ayuda!”


“Simplemente genial, te avisa de cualquier operación echa en tu otra cuenta bancaria, incluso antes que tu propio banco!!!“

“Muy muy muy recomendable!!!“

All your financial products in one place

Your best loan ever, guaranteed.

Anything you need, we compare offers from a wide range of lenders from across the market.

  • Low fixed rates from 2,99% TAE
  • 100% online
  • No hidden fees
  • Your money in your acccount in less than 24 hour
  • Dominate your FinScore and get the best conditions on your loans
  • Negotiate with all banks
  • Low interest rate, maximum amount adapted to you

We'll find the insurance that suits the best in order to make your life easier and better.

For this reason, we work with top-notch insurance companies assuring to our clients the best option available in the market.

Helping people improve their knowledge of finance and their spending and saving habits, with the support of Fintonic’s experts.

  • 100% online and self-paced Personal Finance program

Fintonic is the first fintech authorized in Spain by the Bank of Spain with the AIS and PIS licence.

  • Your money under your control
  • Create alerts
  • Build your budget
  • Save money for any purchase you make

We're Fintonic!

We help people reach their financial goals.

To be the number one in democratizing access to credit and online financial services in Europe and Latam, relying on Open Banking, our continuous technological innovation and flexibility, to achieve unprecedented levels of customer satisfaction and profitability.

Each one of our solutions is focused on improving people’s financial well being. On empowering our users to reach their goals, making financial decisons that will allow them to enjoy their life and feel confident in their future.

Thanks to Fintonic’s price engine and automatization, based on Artificial Intelligence and Machine Learning, banks and financial entities can provide a profitable service to a broader range of clients, offering higher approval rates with a lower rate of losses.

On the other hand, we offer businesses the possibility to provide their clients, online and offline, the deferral of their purchases through loans, in a quick and agile way, increasing their sales and satisfaction.

Financial Times

Financial Times

"15 women in European fintech you should know"

El País

El País

"Fintonic capta 19 millones en una nueva ronda de financiación liderada por ING y PSN"



"Fintonic banks $28M to grow its personal finance management app"



"Cetelem se integra en la plataforma de préstamos de Fintonic"

La Razón

La Razón

"Premios Startups 2022, Mejor Startup de Planificación Financiera"

Financial Times

Financial Times

"Las 10 directivas españolas que lideran la transformación digital en el sector financiero"