Fintonic, the app that boosts your finances
With Fintonic, secure the loan you need while we boost your finances with interest-bearing accounts, investments, savings on insurance, and avoiding fees...
Your financial well-being is our number one priority
Proud of our past and even prouder of our bright future
Fintonic was born in Spain in 2011, becoming the first bank aggregator and fintech in the market. For more than 12 years, Fintonic has had continued growth until becoming one of the european fintech referents, helping more than 1 million people make better financial decisions.
Ana
Llevo años utilizando la app de Fintonic, ahí tengo todas mis cuentas conectadas y estoy encantada.
Luis
Muy contento con la gestión de mi préstamo para reforma. Solo conecté mi cuenta de banco, sin enviarles ningún papel, ni nómina, ni nada, y fue muy rápido. Siempre muy atentos en todo el proceso.
Alba
Pedí un préstamo personal para compra de coche, y con Fintonic conseguí mejores condiciones que con mi propio banco. Son majisimos.
All your financial products in one place
Loans
Remunerated accounts
FinScore
Coach
Insurance
Banking
Get the Fintonic app, your key to financial wellness
Loans
Your best loan ever, guaranteed.
Anything you need, we compare offers from a wide range of lenders from across the market.
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Dominate your FinScore and get the best conditions on your loans
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Low fixed rates from 2,99% TAE
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100% online
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No hidden fees
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Your money in your acccount in less than 24 hour
Earn more money, with your money
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Get a remunerated account completely online.
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No capital limit and without moving your paycheck.
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Forget about commissions and maintenance fees.
Insurance
We'll find the insurance that suits the best in order to make your life easier and better.
For this reason, we work with top-notch insurance companies assuring to our clients the best option available in the market.
Financial Coach
Helping people improve their knowledge of finance and their spending and saving habits, with the support of Fintonic’s experts.
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100% online and self-paced Personal Finance program
Open banking
Fintonic is the first fintech authorized in Spain by the Bank of Spain with the AIS and PIS licence.
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Your money under your control
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Create alerts
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Build your budget
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Save money for any purchase you make
We're Fintonic!
We help people reach their financial goals.
Our goal
To be the number one in democratizing access to credit and online financial services in Europe and Latam, relying on Open Banking, our continuous technological innovation and flexibility, to achieve unprecedented levels of customer satisfaction and profitability.
Solutions for People
Each one of our solutions is focused on improving people’s financial well being. On empowering our users to reach their goals, making financial decisons that will allow them to enjoy their life and feel confident in their future.
Solutions for Banks, and Insurance Agencies
Thanks to Fintonic’s price engine and automatization, based on Artificial Intelligence and Machine Learning, banks and financial entities can provide a profitable service to a broader range of clients, offering higher approval rates with a lower rate of losses.
Solutions for Businesses
On the other hand, we offer businesses the possibility to provide their clients, online and offline, the deferral of their purchases through loans, in a quick and agile way, increasing their sales and satisfaction.
Fintonic in the News
Financial Times
"15 women in European fintech you should know"
El País
"Fintonic capta 19 millones en una nueva ronda de financiación liderada por ING y PSN"
Techcrunch
"Fintonic banks $28M to grow its personal finance management app"
eleconomista
"Cetelem se integra en la plataforma de préstamos de Fintonic"
La Razón
"Premios Startups 2022, Mejor Startup de Planificación Financiera"
Financial Times
"Las 10 directivas españolas que lideran la transformación digital en el sector financiero"