Fintonic

Financial Wellbeing

in your hands

Reach all your financial goals with Fintonic, the leading platform in loans, cards, insurance, and open banking.

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Proud of our past and even prouder of our bright future

Fintonic was born in Spain in 2011, becoming the first bank aggregator and fintech in the market. For more than 10 years, Fintonic has had continued growth until becoming one of the european fintech referents, helping more than 1 million people make better financial decisions.

“Llevo bastantes años usando la App y estoy más que encantada. Mucha personalización a la hora de organizar tus movimientos y controlar tus gastos.”

“Me ayudaron a conseguir un préstamo y pude reformar mi casa tal cual la soñé.
Me encantó la App, es de gran ayuda!”

“Simplemente genial, te avisa de cualquier operación echa en tu otra cuenta bancaria, incluso antes que tu propio banco!!!“

“Muy muy muy recomendable!!!“

Loans

Your best loan ever, guaranteed.

Anything you need, we compare offers from a wide range of lenders from across the market.

Low fixed rates from 2,99% TAE
100% online
No hidden fees
Your money in your acccount in less than 24 hour

Cards

Fintonic Card, always positive.

The only card in the market that lets you earn money everytime you use it
No hidden fees
No credit checks. No more barriers to building credit
Keep growing your credit limit

Insurance

We'll find the insurance that suits the best in order to make your life easier and better.

For this reason, we work with top-notch insurance companies assuring to our clients the best option available in the market.

Financial Coach

Helping people improve their knowledge of finance and their spending and saving habits, with the support of Fintonic’s experts.

100% online and self-paced Personal Finance program

Open banking

Fintonic is the first fintech authorized in Spain by the Bank of Spain with the AIS and PIS licence.

Your money under your control
Create alerts
Build your budget
Save money for any purchase you make

We're Fintonic!

We help people reach their financial goals.

Our goal

To be the number one in democratizing access to credit and online financial services in Europe and Latam, relying on Open Banking, our continuous technological innovation and flexibility, to achieve unprecedented levels of customer satisfaction and profitability.

Solutions for People

Each one of our solutions is focused on improving people’s financial well being. On empowering our users to reach their goals, making financial decisons that will allow them to enjoy their life and feel confident in their future.

Solutions for Banks, and Insurance Agencies

Thanks to Fintonic’s price engine and automatization, based on Artificial Intelligence and Machine Learning, banks and financial entities can provide a profitable service to a broader range of clients, offering higher approval rates with a lower rate of losses.

Solutions for Businesses

On the other hand, we offer businesses the possibility to provide their clients, online and offline, the deferral of their purchases through loans, in a quick and agile way, increasing their sales and satisfaction.