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Financial Wellbeing

in your hands

Reach all your financial goals with Fintonic, the leading platform in loans, insurance, and open banking.

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Fintonic was born in Spain in 2011, becoming the first bank aggregator and fintech in the market. For more than 10 years, Fintonic has had continued growth until becoming one of the european fintech referents, helping more than 1 million people make better financial decisions.


“Llevo bastantes años usando la App y estoy más que encantada. Mucha personalización a la hora de organizar tus movimientos y controlar tus gastos.”


“Me ayudaron a conseguir un préstamo y pude reformar mi casa tal cual la soñé.
Me encantó la App, es de gran ayuda!”


“Simplemente genial, te avisa de cualquier operación echa en tu otra cuenta bancaria, incluso antes que tu propio banco!!!“

“Muy muy muy recomendable!!!“

All your financial products in one place

Your best loan ever, guaranteed.

Anything you need, we compare offers from a wide range of lenders from across the market.

  • Low fixed rates from 4.25% TAE
  • 100% online
  • No hidden fees
  • Your money in your acccount in less than 24 hour
  • Know your FinScore and get better loans, mortgages, cards conditions.
  • Improve your negotiation capacity with banks.
  • Enjoy lower interest rates, high financial capacity and long term conditions.

We'll find the insurance that suits the best in order to make your life easier and better.

For this reason, we work with top-notch insurance companies assuring to our clients the best option available in the market.

Helping people improve their knowledge of finance and their spending and saving habits, with the support of Fintonic’s experts.

  • 100% online and self-paced Personal Finance program

Fintonic is the first fintech authorized in Spain by the Bank of Spain with the AIS and PIS licence.

  • Your money under your control
  • Create alerts
  • Build your budget
  • Save money for any purchase you make

We're Fintonic!

We help people reach their financial goals.

To be the number one in democratizing access to credit and online financial services in Europe and Latam, relying on Open Banking, our continuous technological innovation and flexibility, to achieve unprecedented levels of customer satisfaction and profitability.

Each one of our solutions is focused on improving people’s financial well being. On empowering our users to reach their goals, making financial decisons that will allow them to enjoy their life and feel confident in their future.

Thanks to Fintonic’s price engine and automatization, based on Artificial Intelligence and Machine Learning, banks and financial entities can provide a profitable service to a broader range of clients, offering higher approval rates with a lower rate of losses.

On the other hand, we offer businesses the possibility to provide their clients, online and offline, the deferral of their purchases through loans, in a quick and agile way, increasing their sales and satisfaction.

Financial Times

Financial Times

"15 women in European fintech you should know"

El País

El País

"Fintonic capta 19 millones en una nueva ronda de financiación liderada por ING y PSN"



"Fintonic banks $28M to grow its personal finance management app"



"Cetelem se integra en la plataforma de préstamos de Fintonic"

La Razón

La Razón

"Premios Startups 2022, Mejor Startup de Planificación Financiera"

Financial Times

Financial Times

"Las 10 directivas españolas que lideran la transformación digital en el sector financiero"