{"id":89225,"date":"2025-08-05T18:56:02","date_gmt":"2025-08-05T16:56:02","guid":{"rendered":"https:\/\/www.fintonic.com\/blog\/?p=89225"},"modified":"2026-03-17T12:29:16","modified_gmt":"2026-03-17T11:29:16","slug":"riesgo-en-prestamos-por-que-pagas-mas-intereses-que-otros","status":"publish","type":"post","link":"https:\/\/www.fintonic.com\/blog\/riesgo-en-prestamos-por-que-pagas-mas-intereses-que-otros\/","title":{"rendered":"Riesgo en pr\u00e9stamos: \u00bfpor qu\u00e9 pagas m\u00e1s intereses que otros?"},"content":{"rendered":"

Puede parecer injusto, pero tiene sentido si hablamos de riesgo.<\/p>\n

Y no, no es que los bancos lean el hor\u00f3scopo antes de prestarte dinero. Es que, como cualquier negocio, necesitan calcular el riesgo de que el dinero no se devuelva. A eso se le llama probabilidad de impago (tambi\u00e9n conocida como PD o Probability of Default).<\/p>\n

\u00bfQu\u00e9 es exactamente la \u201cprobabilidad de impago\u201d?<\/h2>\n

Es una estimaci\u00f3n (basada en datos) de las posibilidades de que una persona no devuelva un pr\u00e9stamo.<\/p>\n

Y se calcula usando muchas variables:\u2028<\/p>\n

    \n
  1. Historial crediticio<\/li>\n
  2. Deudas actuales<\/li>\n
  3. Ingresos<\/li>\n
  4. Comportamiento financiero<\/li>\n
  5. Incluso h\u00e1bitos de consumo<\/li>\n<\/ol>\n

    <\/p>\n

    En Fintonic<\/a>, por ejemplo, usamos m\u00e1s de 1.000 variables para crear un perfil de riesgo mucho m\u00e1s completo que el de un scoring tradicional.<\/p>\n

    \u00bfC\u00f3mo afecta este riesgo al tipo de inter\u00e9s?<\/h2>\n

    Aqu\u00ed viene la parte importante:<\/p>\n

      \n
    1. Cuanto m\u00e1s alta es tu probabilidad de impago, m\u00e1s caro ser\u00e1 tu pr\u00e9stamo.<\/li>\n
    2. Cuanto m\u00e1s bajo es tu riesgo, mejores condiciones puedes conseguir.<\/li>\n<\/ol>\n

      <\/p>\n

      \u00bfPor qu\u00e9? Porque el precio (tipo de inter\u00e9s) compensa el riesgo que asume el prestamista. Si alguien representa un riesgo m\u00e1s alto, ese pr\u00e9stamo ser\u00e1 m\u00e1s caro para cubrir posibles impagos.<\/p>\n

      Es como el seguro del coche: no paga lo mismo quien aparca en garaje y conduce poco, que quien lleva tres partes en dos a\u00f1os<\/p>\n

      \u00bfY se puede mejorar ese riesgo y la probabilidad de impago?<\/h2>\n

      \u00a1S\u00ed! Y aqu\u00ed van algunas ideas:<\/p>\n

        \n
      1. Paga siempre a tiempo<\/li>\n
      2. Reduce tus deudas activas<\/li>\n
      3. Cuida tu DTI<\/a> (ya sabes, el famoso ratio deuda\/ingresos)<\/li>\n
      4. Evita impagos en servicios (tel\u00e9fono, luz…)<\/li>\n
      5. Consolida tus productos financieros para tener m\u00e1s control<\/li>\n<\/ol>\n

        <\/p>\n

        En resumen:<\/h2>\n

        El precio que pagas por un pr\u00e9stamo no es aleatorio. Est\u00e1 directamente relacionado con tu perfil de riesgo. Entender c\u00f3mo se mide y c\u00f3mo mejorarlo te ayuda a tomar mejores decisiones y a pagar menos por lo mismo. Y eso, en los tiempos que corren, se agradece.<\/p>\n

        Desde Fintonic, puedes ver tu perfil, controlar tus deudas y descubrir ofertas personalizadas para ti, sin sustos ni letra peque\u00f1a.<\/p>\n","protected":false},"excerpt":{"rendered":"

        Puede parecer injusto, pero tiene sentido si hablamos de riesgo. Y no, no es que los bancos lean el hor\u00f3scopo antes de prestarte dinero. Es que, como cualquier negocio, necesitan calcular el riesgo de que el dinero no se devuelva. A eso se le llama probabilidad de impago (tambi\u00e9n conocida como PD o Probability of […]<\/p>\n","protected":false},"author":19,"featured_media":89233,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[267,30,693,33],"tags":[],"class_list":["post-89225","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-educacion","category-finanzas-personales","category-finscore","category-seccion-prestamos"],"yoast_head":"\nRiesgo en pr\u00e9stamos: \u00bfpor qu\u00e9 pagas m\u00e1s intereses que otros? - Fintonic News<\/title>\n<meta name=\"description\" content=\"Entiende c\u00f3mo el riesgo afecta el precio de tus pr\u00e9stamos y aprende a reducirlo para pagar menos intereses y mejorar tus finanzas personales.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.fintonic.com\/blog\/riesgo-en-prestamos-por-que-pagas-mas-intereses-que-otros\/\" \/>\n<meta property=\"og:locale\" content=\"es_ES\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Riesgo en pr\u00e9stamos: \u00bfpor qu\u00e9 pagas m\u00e1s intereses que otros?\" \/>\n<meta property=\"og:description\" content=\"Entiende c\u00f3mo el riesgo afecta el precio de tus pr\u00e9stamos y aprende a reducirlo para pagar menos intereses y mejorar tus finanzas personales.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.fintonic.com\/blog\/riesgo-en-prestamos-por-que-pagas-mas-intereses-que-otros\/\" \/>\n<meta property=\"og:site_name\" content=\"Fintonic News\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/Fintonic\/\" \/>\n<meta property=\"article:published_time\" content=\"2025-08-05T16:56:02+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2026-03-17T11:29:16+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.fintonic.com\/blog\/wp-content\/uploads\/2025\/08\/riesgo-en-prestamos-por-que-pagas-mas-intereses-que-otros-fintonic.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"1920\" \/>\n\t<meta property=\"og:image:height\" content=\"1080\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Kevin Nunez\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@FINTONIC\" \/>\n<meta name=\"twitter:site\" content=\"@FINTONIC\" \/>\n<meta name=\"twitter:label1\" content=\"Escrito por\" \/>\n\t<meta name=\"twitter:data1\" content=\"Kevin Nunez\" \/>\n\t<meta name=\"twitter:label2\" content=\"Tiempo de lectura\" \/>\n\t<meta name=\"twitter:data2\" content=\"2 minutos\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/www.fintonic.com\\\/blog\\\/riesgo-en-prestamos-por-que-pagas-mas-intereses-que-otros\\\/#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.fintonic.com\\\/blog\\\/riesgo-en-prestamos-por-que-pagas-mas-intereses-que-otros\\\/\"},\"author\":{\"name\":\"Kevin Nunez\",\"@id\":\"https:\\\/\\\/www.fintonic.com\\\/blog\\\/#\\\/schema\\\/person\\\/7fb4667d03f095fd085b6e8ae3c171cd\"},\"headline\":\"Riesgo en pr\u00e9stamos: \u00bfpor qu\u00e9 pagas m\u00e1s intereses que otros?\",\"datePublished\":\"2025-08-05T16:56:02+00:00\",\"dateModified\":\"2026-03-17T11:29:16+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/www.fintonic.com\\\/blog\\\/riesgo-en-prestamos-por-que-pagas-mas-intereses-que-otros\\\/\"},\"wordCount\":366,\"publisher\":{\"@id\":\"https:\\\/\\\/www.fintonic.com\\\/blog\\\/#organization\"},\"image\":{\"@id\":\"https:\\\/\\\/www.fintonic.com\\\/blog\\\/riesgo-en-prestamos-por-que-pagas-mas-intereses-que-otros\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/www.fintonic.com\\\/blog\\\/wp-content\\\/uploads\\\/2025\\\/08\\\/riesgo-en-prestamos-por-que-pagas-mas-intereses-que-otros-fintonic.jpg\",\"articleSection\":[\"Educaci\u00f3n\",\"Finanzas\",\"FinScore\",\"Pr\u00e9stamos\"],\"inLanguage\":\"es\"},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/www.fintonic.com\\\/blog\\\/riesgo-en-prestamos-por-que-pagas-mas-intereses-que-otros\\\/\",\"url\":\"https:\\\/\\\/www.fintonic.com\\\/blog\\\/riesgo-en-prestamos-por-que-pagas-mas-intereses-que-otros\\\/\",\"name\":\"Riesgo en pr\u00e9stamos: \u00bfpor qu\u00e9 pagas m\u00e1s intereses que otros? - Fintonic News\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.fintonic.com\\\/blog\\\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\\\/\\\/www.fintonic.com\\\/blog\\\/riesgo-en-prestamos-por-que-pagas-mas-intereses-que-otros\\\/#primaryimage\"},\"image\":{\"@id\":\"https:\\\/\\\/www.fintonic.com\\\/blog\\\/riesgo-en-prestamos-por-que-pagas-mas-intereses-que-otros\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/www.fintonic.com\\\/blog\\\/wp-content\\\/uploads\\\/2025\\\/08\\\/riesgo-en-prestamos-por-que-pagas-mas-intereses-que-otros-fintonic.jpg\",\"datePublished\":\"2025-08-05T16:56:02+00:00\",\"dateModified\":\"2026-03-17T11:29:16+00:00\",\"description\":\"Entiende c\u00f3mo el riesgo afecta el precio de tus pr\u00e9stamos y aprende a reducirlo para pagar menos intereses y mejorar tus finanzas personales.\",\"breadcrumb\":{\"@id\":\"https:\\\/\\\/www.fintonic.com\\\/blog\\\/riesgo-en-prestamos-por-que-pagas-mas-intereses-que-otros\\\/#breadcrumb\"},\"inLanguage\":\"es\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/www.fintonic.com\\\/blog\\\/riesgo-en-prestamos-por-que-pagas-mas-intereses-que-otros\\\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"es\",\"@id\":\"https:\\\/\\\/www.fintonic.com\\\/blog\\\/riesgo-en-prestamos-por-que-pagas-mas-intereses-que-otros\\\/#primaryimage\",\"url\":\"https:\\\/\\\/www.fintonic.com\\\/blog\\\/wp-content\\\/uploads\\\/2025\\\/08\\\/riesgo-en-prestamos-por-que-pagas-mas-intereses-que-otros-fintonic.jpg\",\"contentUrl\":\"https:\\\/\\\/www.fintonic.com\\\/blog\\\/wp-content\\\/uploads\\\/2025\\\/08\\\/riesgo-en-prestamos-por-que-pagas-mas-intereses-que-otros-fintonic.jpg\",\"width\":1920,\"height\":1080,\"caption\":\"riesgo-en-prestamos-por-que-pagas-mas-intereses-que-otros\"},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/www.fintonic.com\\\/blog\\\/riesgo-en-prestamos-por-que-pagas-mas-intereses-que-otros\\\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Portada\",\"item\":\"https:\\\/\\\/www.fintonic.com\\\/blog\\\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Riesgo en pr\u00e9stamos: \u00bfpor qu\u00e9 pagas m\u00e1s intereses que otros?\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/www.fintonic.com\\\/blog\\\/#website\",\"url\":\"https:\\\/\\\/www.fintonic.com\\\/blog\\\/\",\"name\":\"Fintonic News\",\"description\":\"\",\"publisher\":{\"@id\":\"https:\\\/\\\/www.fintonic.com\\\/blog\\\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\\\/\\\/www.fintonic.com\\\/blog\\\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"es\"},{\"@type\":\"Organization\",\"@id\":\"https:\\\/\\\/www.fintonic.com\\\/blog\\\/#organization\",\"name\":\"Fintonic News\",\"url\":\"https:\\\/\\\/www.fintonic.com\\\/blog\\\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"es\",\"@id\":\"https:\\\/\\\/www.fintonic.com\\\/blog\\\/#\\\/schema\\\/logo\\\/image\\\/\",\"url\":\"https:\\\/\\\/www.fintonic.com\\\/blog\\\/wp-content\\\/uploads\\\/2024\\\/03\\\/cropped-Fintonic_Logo-1-1.png\",\"contentUrl\":\"https:\\\/\\\/www.fintonic.com\\\/blog\\\/wp-content\\\/uploads\\\/2024\\\/03\\\/cropped-Fintonic_Logo-1-1.png\",\"width\":512,\"height\":512,\"caption\":\"Fintonic News\"},\"image\":{\"@id\":\"https:\\\/\\\/www.fintonic.com\\\/blog\\\/#\\\/schema\\\/logo\\\/image\\\/\"},\"sameAs\":[\"https:\\\/\\\/www.facebook.com\\\/Fintonic\\\/\",\"https:\\\/\\\/x.com\\\/FINTONIC\",\"https:\\\/\\\/www.instagram.com\\\/fintonic_app\\\/\",\"https:\\\/\\\/www.tiktok.com\\\/@fintonic?lang=es\",\"https:\\\/\\\/www.linkedin.com\\\/company\\\/fintonic\\\/mycompany\\\/\",\"https:\\\/\\\/www.youtube.com\\\/@fintonictv\"]},{\"@type\":\"Person\",\"@id\":\"https:\\\/\\\/www.fintonic.com\\\/blog\\\/#\\\/schema\\\/person\\\/7fb4667d03f095fd085b6e8ae3c171cd\",\"name\":\"Kevin Nunez\",\"url\":\"https:\\\/\\\/www.fintonic.com\\\/blog\\\/author\\\/kevin-nunez\\\/\"}]}<\/script>\n<!-- \/ Yoast SEO Premium plugin. -->","yoast_head_json":{"title":"Riesgo en pr\u00e9stamos: \u00bfpor qu\u00e9 pagas m\u00e1s intereses que otros? - Fintonic News","description":"Entiende c\u00f3mo el riesgo afecta el precio de tus pr\u00e9stamos y aprende a reducirlo para pagar menos intereses y mejorar tus finanzas personales.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.fintonic.com\/blog\/riesgo-en-prestamos-por-que-pagas-mas-intereses-que-otros\/","og_locale":"es_ES","og_type":"article","og_title":"Riesgo en pr\u00e9stamos: \u00bfpor qu\u00e9 pagas m\u00e1s intereses que otros?","og_description":"Entiende c\u00f3mo el riesgo afecta el precio de tus pr\u00e9stamos y aprende a reducirlo para pagar menos intereses y mejorar tus finanzas personales.","og_url":"https:\/\/www.fintonic.com\/blog\/riesgo-en-prestamos-por-que-pagas-mas-intereses-que-otros\/","og_site_name":"Fintonic News","article_publisher":"https:\/\/www.facebook.com\/Fintonic\/","article_published_time":"2025-08-05T16:56:02+00:00","article_modified_time":"2026-03-17T11:29:16+00:00","og_image":[{"width":1920,"height":1080,"url":"https:\/\/www.fintonic.com\/blog\/wp-content\/uploads\/2025\/08\/riesgo-en-prestamos-por-que-pagas-mas-intereses-que-otros-fintonic.jpg","type":"image\/jpeg"}],"author":"Kevin Nunez","twitter_card":"summary_large_image","twitter_creator":"@FINTONIC","twitter_site":"@FINTONIC","twitter_misc":{"Escrito por":"Kevin Nunez","Tiempo de lectura":"2 minutos"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/www.fintonic.com\/blog\/riesgo-en-prestamos-por-que-pagas-mas-intereses-que-otros\/#article","isPartOf":{"@id":"https:\/\/www.fintonic.com\/blog\/riesgo-en-prestamos-por-que-pagas-mas-intereses-que-otros\/"},"author":{"name":"Kevin Nunez","@id":"https:\/\/www.fintonic.com\/blog\/#\/schema\/person\/7fb4667d03f095fd085b6e8ae3c171cd"},"headline":"Riesgo en pr\u00e9stamos: \u00bfpor qu\u00e9 pagas m\u00e1s intereses que otros?","datePublished":"2025-08-05T16:56:02+00:00","dateModified":"2026-03-17T11:29:16+00:00","mainEntityOfPage":{"@id":"https:\/\/www.fintonic.com\/blog\/riesgo-en-prestamos-por-que-pagas-mas-intereses-que-otros\/"},"wordCount":366,"publisher":{"@id":"https:\/\/www.fintonic.com\/blog\/#organization"},"image":{"@id":"https:\/\/www.fintonic.com\/blog\/riesgo-en-prestamos-por-que-pagas-mas-intereses-que-otros\/#primaryimage"},"thumbnailUrl":"https:\/\/www.fintonic.com\/blog\/wp-content\/uploads\/2025\/08\/riesgo-en-prestamos-por-que-pagas-mas-intereses-que-otros-fintonic.jpg","articleSection":["Educaci\u00f3n","Finanzas","FinScore","Pr\u00e9stamos"],"inLanguage":"es"},{"@type":"WebPage","@id":"https:\/\/www.fintonic.com\/blog\/riesgo-en-prestamos-por-que-pagas-mas-intereses-que-otros\/","url":"https:\/\/www.fintonic.com\/blog\/riesgo-en-prestamos-por-que-pagas-mas-intereses-que-otros\/","name":"Riesgo en pr\u00e9stamos: \u00bfpor qu\u00e9 pagas m\u00e1s intereses que otros? - Fintonic News","isPartOf":{"@id":"https:\/\/www.fintonic.com\/blog\/#website"},"primaryImageOfPage":{"@id":"https:\/\/www.fintonic.com\/blog\/riesgo-en-prestamos-por-que-pagas-mas-intereses-que-otros\/#primaryimage"},"image":{"@id":"https:\/\/www.fintonic.com\/blog\/riesgo-en-prestamos-por-que-pagas-mas-intereses-que-otros\/#primaryimage"},"thumbnailUrl":"https:\/\/www.fintonic.com\/blog\/wp-content\/uploads\/2025\/08\/riesgo-en-prestamos-por-que-pagas-mas-intereses-que-otros-fintonic.jpg","datePublished":"2025-08-05T16:56:02+00:00","dateModified":"2026-03-17T11:29:16+00:00","description":"Entiende c\u00f3mo el riesgo afecta el precio de tus pr\u00e9stamos y aprende a reducirlo para pagar menos intereses y mejorar tus finanzas personales.","breadcrumb":{"@id":"https:\/\/www.fintonic.com\/blog\/riesgo-en-prestamos-por-que-pagas-mas-intereses-que-otros\/#breadcrumb"},"inLanguage":"es","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.fintonic.com\/blog\/riesgo-en-prestamos-por-que-pagas-mas-intereses-que-otros\/"]}]},{"@type":"ImageObject","inLanguage":"es","@id":"https:\/\/www.fintonic.com\/blog\/riesgo-en-prestamos-por-que-pagas-mas-intereses-que-otros\/#primaryimage","url":"https:\/\/www.fintonic.com\/blog\/wp-content\/uploads\/2025\/08\/riesgo-en-prestamos-por-que-pagas-mas-intereses-que-otros-fintonic.jpg","contentUrl":"https:\/\/www.fintonic.com\/blog\/wp-content\/uploads\/2025\/08\/riesgo-en-prestamos-por-que-pagas-mas-intereses-que-otros-fintonic.jpg","width":1920,"height":1080,"caption":"riesgo-en-prestamos-por-que-pagas-mas-intereses-que-otros"},{"@type":"BreadcrumbList","@id":"https:\/\/www.fintonic.com\/blog\/riesgo-en-prestamos-por-que-pagas-mas-intereses-que-otros\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Portada","item":"https:\/\/www.fintonic.com\/blog\/"},{"@type":"ListItem","position":2,"name":"Riesgo en pr\u00e9stamos: \u00bfpor qu\u00e9 pagas m\u00e1s intereses que otros?"}]},{"@type":"WebSite","@id":"https:\/\/www.fintonic.com\/blog\/#website","url":"https:\/\/www.fintonic.com\/blog\/","name":"Fintonic News","description":"","publisher":{"@id":"https:\/\/www.fintonic.com\/blog\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.fintonic.com\/blog\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"es"},{"@type":"Organization","@id":"https:\/\/www.fintonic.com\/blog\/#organization","name":"Fintonic News","url":"https:\/\/www.fintonic.com\/blog\/","logo":{"@type":"ImageObject","inLanguage":"es","@id":"https:\/\/www.fintonic.com\/blog\/#\/schema\/logo\/image\/","url":"https:\/\/www.fintonic.com\/blog\/wp-content\/uploads\/2024\/03\/cropped-Fintonic_Logo-1-1.png","contentUrl":"https:\/\/www.fintonic.com\/blog\/wp-content\/uploads\/2024\/03\/cropped-Fintonic_Logo-1-1.png","width":512,"height":512,"caption":"Fintonic News"},"image":{"@id":"https:\/\/www.fintonic.com\/blog\/#\/schema\/logo\/image\/"},"sameAs":["https:\/\/www.facebook.com\/Fintonic\/","https:\/\/x.com\/FINTONIC","https:\/\/www.instagram.com\/fintonic_app\/","https:\/\/www.tiktok.com\/@fintonic?lang=es","https:\/\/www.linkedin.com\/company\/fintonic\/mycompany\/","https:\/\/www.youtube.com\/@fintonictv"]},{"@type":"Person","@id":"https:\/\/www.fintonic.com\/blog\/#\/schema\/person\/7fb4667d03f095fd085b6e8ae3c171cd","name":"Kevin Nunez","url":"https:\/\/www.fintonic.com\/blog\/author\/kevin-nunez\/"}]}},"_links":{"self":[{"href":"https:\/\/www.fintonic.com\/blog\/wp-json\/wp\/v2\/posts\/89225","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.fintonic.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.fintonic.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.fintonic.com\/blog\/wp-json\/wp\/v2\/users\/19"}],"replies":[{"embeddable":true,"href":"https:\/\/www.fintonic.com\/blog\/wp-json\/wp\/v2\/comments?post=89225"}],"version-history":[{"count":6,"href":"https:\/\/www.fintonic.com\/blog\/wp-json\/wp\/v2\/posts\/89225\/revisions"}],"predecessor-version":[{"id":89242,"href":"https:\/\/www.fintonic.com\/blog\/wp-json\/wp\/v2\/posts\/89225\/revisions\/89242"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.fintonic.com\/blog\/wp-json\/wp\/v2\/media\/89233"}],"wp:attachment":[{"href":"https:\/\/www.fintonic.com\/blog\/wp-json\/wp\/v2\/media?parent=89225"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.fintonic.com\/blog\/wp-json\/wp\/v2\/categories?post=89225"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.fintonic.com\/blog\/wp-json\/wp\/v2\/tags?post=89225"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}